Homeowner Assistance (HCRI) Program

Program Description:

The Homeowner Assistance Program (HCRI- The Housing Cost Reduction Initiative) provides assistance to low-income individuals who are in danger of losing their home to foreclosure by helping them catch up on mortgage payments and past due property taxes.

For those homeowners who do not meet the eligibility criteria, there is still assistance available in the form of budget counseling, organizing and understanding the materials associated with foreclosure, and communicating with the mortgage company to attempt to work out any possible alternatives to foreclosure.

Eligibility Guidelines:

Family income must be at or below 80% of the County Median Income to qualify for foreclosure intervention; however, budget counseling services are available to all.  The homeowner must be behind on their mortgage payments, have the ability to pay their mortgage timely during and after assistance is received; as well as receive ongoing budgeting assistance.  The home must pass a housing quality standards inspection. Use our eligibility calculator to find out if you may be eligible for this program. 

Application Process:

Applicant must call for a pre-qualification interview and fill out an application if eligible.

Please also fill out an Intake Form here.